I recently signed up for something that was more of a luxury than a necessity. Thanks to the sales rep and her sweet talking. =S

Due to the above, I feel a little guilty about it. And it definitely puts a temporary strain on my budget.

Then again, sometimes luxury items can lift the spirits, and the virtue of returning/ canceling it wouldn't cancel the need for a few days of belt-tightening! -in self deceiving mode-

Payday will be around again before I know it given the busy life I'm living in now. =)